• Punto wins:

  Your bet is doubled when you win. For example, you bet € 100 and get paid out € 200. The odds of Banco winning is 44.62% and the house edge is 1.24%.

• Banco wins:

  Again your bet is doubled and then 5% tax is deducted from your winnings. For example, if you bet $ 100 you will get paid $ 100 (your bet) and $ 95 ($ 100 profit minus 5%), paid out in total $ 195. Despite this tax, the house advantage at Banco is only 1.06% and therefore smaller than at Punto. This is because the rules make it more likely that Banco will win.

• Tie

  If you bet on a tie, you win 8 times your bet. This seems nice, but viewed from the probability calculation this is an unfavorable bet. You have a 1 in 10 chance of a draw but you only get paid 8 times. This makes the house edge a whopping 14.36%! In casino terms, this is very high. Of course you can bet on Egalité if you like to take some risk, but it cannot be used in combination with a strategy and you reduce your own chances of winning.

• Sidebets:

  In addition to these three bets, there are often sidebets at various land-based and online casinos such as betting on two identical cards and the exact number of points that Punto or Banco achieve during a game round. Payouts are correspondingly risk and usually the house edge is very high.

Wagering limits

If you are going to play with real money, you must take into account the betting limits that are used. These are different per casino and often also per gaming table.

The minimum and maximum bets are clearly marked at the gaming table. Are you going to play against the software? Then the minimum bet is usually $0.10 at a regular table and with a high bet Punto Banco variant, the bets start from $5.00. The maximum bets against the software are often between $100 and $500. Playing Punto Banco in the live casino means that the stakes can get a little higher.